Quick Facts on Florida Foreclosures

Quick Facts
- Judicial Foreclosure Available: Yes
- Non-Judicial Foreclosure Available: No
- Primary Security Instruments: Mortgage
- Timeline: Typically 180 days
- Right of Redemption: Yes
- Deficiency Judgments Allowed: Yes
In Florida, lenders may foreclose on a mortgage in default by using the judicial foreclosure process.

Judicial Foreclosure
In Florida, all mortgages are foreclosed in equity. In a mortgage foreclosure action, the court severs, for separate trial, all counterclaims against the foreclosing lender. The foreclosure claim shall, if tried, be tried to the court without a jury.

The court order of foreclosure will specify how the foreclosure must take place, and the foreclosure must take place on those terms. Whenever a legal advertisement, publication, or notice relating to a foreclosure proceeding is required to be placed in a newspaper, it is the responsibility of the lender or their representative to place such advertisement, publication, or notice.
Equitable Right of Redemption ends at the foreclosure sale (or at another time specified by the courts, but this rarely happens). There is a period of time after the sale that "the court reviews the sale to ensure a fair price has been paid." Basically, this period of time allows parties to object to the sale on the basis that proper procedures were not followed or collusion existed between the bidders, for example. This period is usually 10 days, after which the Certificate of Sale is filed and title passes, if the sale is confirmed. If the sale is not confirmed, another sale is ordered. (Reference F.S. Chapter 702)

The lender may sue to obtain a deficiency judgment in Florida.

Florida Statutes FORECLOSURE OF MORTGAGES, AGREEMENTS FOR DEEDS, AND STATUTORY LIENS

The 2008 Florida Statutes
Title XLREAL AND PERSONAL PROPERTY
Chapter 702FORECLOSURE OF MORTGAGES, AGREEMENTS FOR DEEDS, AND STATUTORY LIENS
View Entire Chapter
CHAPTER 702
FORECLOSURE OF MORTGAGES, AGREEMENTS FOR DEEDS, AND STATUTORY LIENS
2008->Ch0702->Section%2001#0702.01">702.01 Equity.
2008->Ch0702->Section%2003#0702.03">702.03 Certain foreclosures validated.
2008->Ch0702->Section%20035#0702.035">702.035 Legal notice concerning foreclosure proceedings.
2008->Ch0702->Section%2004#0702.04">702.04 Mortgaged lands in different counties.
2008->Ch0702->Section%2005#0702.05">702.05 Mortgaged lands sold for taxes.
2008->Ch0702->Section%2006#0702.06">702.06 Deficiency decree; common-law suit to recover deficiency.
2008->Ch0702->Section%20065#0702.065">702.065 Final judgment in uncontested proceedings where deficiency judgment waived; attorney's fees when default judgment entered.
2008->Ch0702->Section%2007#0702.07">702.07 Power of courts and judges to set aside foreclosure decrees at any time before sale.
2008->Ch0702->Section%2008#0702.08">702.08 Effect of setting aside foreclosure decree.
2008->Ch0702->Section%2009#0702.09">702.09 Definitions.
2008->Ch0702->Section%2010#0702.10">702.10 Order to show cause; entry of final judgment of foreclosure; payment during foreclosure.

What to know about the real estate market losses could be over estimated for banks by 60%

Mark-to-Market Accounting: What You Should Know
By Alex Dumortier, CFA October 2, 2008

You know you're in a financial crisis when a technical accounting rule becomes front-page news. The financial rescue bill the Senate approved yesterday includes a heavy-handed signal to the SEC to consider suspending "mark-to-market" (MTM) accounting.
Applying MTM accounting has forced banks to recognize billions of dollars in losses on mortgage-related securities; critics contend the practice has worsened the credit crisis. Are they right?
What is mark-to-market accounting? Loans and securities make up the bulk of a bank's assets. Thus, the method you use to establish values for these securities when preparing your financial statements affects shareholders' equity. (Shareholders' equity = assets – liabilities, remember?) That, in turn, has an effect on a bank's profit and loss statement.
Mark-to-market accounting sets the value of (or "marks") the assets on your balance sheet to reflect their market sale prices. In theory, that all sounds nice and clean. In practice, things get a little messier.
All the way down to Level 3 hell Not all securities are as liquid as Microsoft shares, for which anyone can look up the price on the Internet at any given moment. Some mortgage securities may not even trade once a day; what prices will you use for those?
To address this, there is a hierarchy of assets, with a set of guidelines for each:
Level 1 assets have market prices.
Level 2 assets don't have market prices; they're marked at fair value based on a model. The model is fed with inputs for which there are market prices (prices of similar securities, interest rates, etc.).
Level 3 assets don't have available market prices for the model inputs, forcing the people preparing the financial statements to make assumptions about those inputs' values.
As you can imagine, in a market like this one, the resulting value for Level 3 assets may be highly questionable. "Mark-to-imagination" might be a more suitable term in this case.
(I wonder how Warren Buffett factored that into his decision to invest in General Electric (NYSE: GE)? After all, GE Capital has nearly $16 billion in Level 3 assets on its books.)
Does the market always know best? The problem with MTM accounting is that it relies on the notion that the market is an asset's best arbiter of value. Most of the time, that's a fair assumption, but it breaks down in a market crisis. When investors are gripped by fear, panic-selling can produce prices way out of whack with underlying asset values. Worse, a market may stop trading altogether.
Even the Financial Accounting Standards Board and the SEC issued a clarification of the accounting rule known as FAS 157 on Tuesday, saying that the price of "disorderly" trades (distressed selling or forced liquidations) isn't "determinative" when measuring fair value. And since it's difficult to imagine a market more disorderly than the one we're in right now, when it comes time to do the books, accountants are basically taking a guess and hoping for the best.
The resulting uncertainty creates a very real problem. The Bank for International Settlements (basically, "the central bankers' central bank") has suggested that applying mark-to-market accounting to triple-A-rated subprime mortgage securities, using the ABX index -- which tracks the current market value of such securities -- as an input, could overstate expected total losses by as much as 60%.
Your credit is no good. Here's your reward! In addition to muddying up asset values, MTM accounting creates a mirror problem on the liability side of the balance sheet. Paradoxically, as the price of a bank's bonds falls (indicating that the market believes the bank's risk has increased), banks have been able to report these changes as gains on the income statement. The riskier the bank becomes, the richer it gets -- on paper, at least.
Here's how it works: The bonds a bank issues are part of its liabilities. When their value decreases, shareholders' equity technically increases. (Remember, shareholders' equity = assets – liabilities.)
We're not talking small numbers here, either. In 2007, Citigroup (NYSE: C), Merrill Lynch (NYSE: MER), Morgan Stanley (NYSE: MS), Lehman Brothers (OTC BB: LEHMQ.PK), Goldman Sachs (NYSE: GS), and Bear Stearns (now part of JPMorgan Chase (NYSE: JPM)) booked $12 billion in aggregate gains related to this rule.
A prophetic vision from 2005 But wait -- it gets even worse. A farsighted academic paper from 2005 suggests that mark-to-market accounting amplifies the boom-bust cycle in asset prices. Especially in a financial crisis, it can magnify the level of distress. If the authors are correct, mark-to-market accounting may not be superior even with a normally functioning market and plenty of liquidity.
According to the same paper, mark-to-market accounting also fuels the "reach for yield," as we witnessed in abundance during the run-up to the crisis. With interest rates near historical lows and the credit faucet running full blast, banks and investors took on massive amounts of (mispriced) risk just to earn a few extra basis points of interest. The only predictable outcome of this large-scale phenomenon: the massive losses now devastating the banking system.
Based on my preliminary research, I think that the Financial Accounting Standards Board and the SEC should reconsider the legitimacy of MTM accounting. That said, suspending or abolishing the practice isn't a cure-all for the banking crisis. Even under current rules, bankers already have enormous discretion in how they choose to value their most troublesome, least liquid assets.

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Northwest Florida Real Estate: Archives October, 2008

Coldwell Banker on the Sprint Palm smartphones - 10/24/08 06:04 PM Coldwell Banker International Business Conference in Orlando, Florida. Real estate agents armed with Sprint Palm® CentroTM smartphones learned how to stay connected to the resources, information, and people they need at every stage of the deal, thanks to Palm, Inc.According to Palm's Craig Tellalian, strategic account …
IDX giving you a competitive Edge - 10/24/08 05:46 PM IDX - Giving You a Competitive EdgeThe Coldwell Banker® brand continues to score better than any other real estate brand in the Nielsen Net Ratings report. Enhancements to coldwellbanker.com, which includes industry-first iPhone and Blackberry interfaces and IDX, are propelling the brand's flagship site to new heights. Add …
How To Help Save Abandoned Foreclosure Pets - 10/23/08 08:58 PM In most states, by law, pets are personal property, which means they have little or no rights. Personal property left behind by home owners are subject to seizure by the lender that has taken the home back in foreclosure, but most REO lenders don't want to take care of pets. …
New Law Says Banks Must Rescue Abandoned Foreclosure Pets - 10/23/08 08:14 PM Via Elizabeth Weintraub, Sacramento Real Estate Broker:Via Elizabeth Weintraub, Sacramento Real Estate Broker:Thanks to Assembly Bill 2949, a new law takes effect on January 1, 2009 to protect abandoned foreclosure pets. It's disheartening to realize that California had to pass a law about this, yet I'm glad it …
Coldwellbanker.com on Blackberry devices - Sales Associate Benefits - 10/17/08 11:43 AM Add me to your homepageCell Phone: (850) 305-1203Christine.Vondembach@CBUnited.comNorthwest Florida Real Estate with your Northwest Florida Realtorwww.ChristineSellsFlorida.com…
ColdwellBanker.com on the Blackberry video - 10/17/08 11:42 AM Add me to your homepageCell Phone: (850) 305-1203Christine.Vondembach@CBUnited.comNorthwest Florida Real Estate with your Northwest Florida Realtorwww.ChristineSellsFlorida.com…
Coldwell Banker on your Blackberry - 10/17/08 11:39 AM Some people live on their Blackberry. Now they can find a home there too. coldwellbanker.comColdwell Banker® has expanded its mobile reach to the Blackberry suite of devices. Now consumers can search for a home, agent or use the home value estimator tool right from their phone any time, any place …
NAR Helps You Navigate the Current Economy - 10/17/08 10:52 AM Add me to your homepageCell Phone: (850) 305-1203Christine.Vondembach@CBUnited.comNorthwest Florida Real Estate with your Northwest Florida Realtorwww.ChristineSellsFlorida.com…
About Pier Park - 10/13/08 02:41 PM About Pier ParkLocated in the heart of Panama City Beach, Pier Park is destined to become the region's premier shopping address. Developed by Simon Property Group and comprising nearly 900,000 square feet, the open-air regional lifestyle center is anchored by Borders, Dillard's, JCPenney, Jimmy Buffett's Margaritaville, Old Navy, Ron Jon Surf …
Pier Park Panama City - 10/13/08 02:40 PM Stores currently open includes the following:AnchorsBordersDillard'sJCPenneyMargaritavilleOld NavyRon Jon Surf ShopTargetThe Grand 16 TheatresSpecialty ShopsA.M. Cafe Accessories On The BoardwalkAeropostaleAlltel WirelessAmerican Eagle OutfittersAnn Taylor LoftAqua GalleryAs Seen On TV & MoreAva Blue BoutiqueBack Porch Seafood & Oyster HouseBaja GrilleBath & Body WorksBeach SceneBeBo'zBellies & BabiesBlender Clothing, a fusion boutiqueBootleg …
Airport Moves Forward on Terminal, saves $10 mil - 10/13/08 02:30 PM The Panama City - Bay County International Airport Authority has approved the design and construction of the terminal building at its new airport now under construction in West Bay.The new terminal design includes several improvements and cost saving measures planned to keep the project on budget.At the request of …
Hofbrau Beer Garden - 10/13/08 02:25 PM The list continues to grow as the number of retailers increases at Pier Park on Panama City Beach. With over 100 retailers currently open, Pier Park continues to WOW locals and visitors alike.Retailers coming soon include Aqua Gallery, AT&T, Baja Cafe Beach Hut, Crocs Footwear, Famous Footwear, Guy Harvey's Grill, …
Sustainable Growth and Development Emerald Coast Resources - 10/13/08 02:08 PM …
Powerpoints for Sustainable Emerald Coast - 10/13/08 02:06 PM …
Web resources for Sustainable Emerald Coast - 10/13/08 02:05 PM Web Resources Alliance for Regional StewardshipCoastal and Aquatic Managed Areas (CAMA)Florida Department of Environmental ProtectionCommittee for a Sustainable Treasure CoastCouncil for Sustainable FloridaFlorida Century CommissionFlorida Department of Community Affairs (FDCA)Haas Center for Business and Economic ResearchUniversity of West Florida Northwest District Florida Department …
Emerald Coast News Articles - 10/13/08 01:56 PM …
Sustainable Growth and Development Emerald Coast - 10/13/08 01:55 PM Subcommittee for Sustainable Growth and Development …
Coldwell Banker 10 day sales event - 10/11/08 11:53 PM Via Brandon Jordan: 10-day Sale A vast selection of homes listed by Coldwell Banker United, REALTORS® and participating Coldwell Banker offices nationwide will be offered for sale at reduced prices during this exciting 10-Day Sales Event in October 10th - 19th.Take advantage of this opportunity to save …
Saturday night live Fix it/ Oh my God are you serious? - 10/10/08 04:25 PM …
A Short Banking History of the United States - 10/10/08 03:55 PM We are now in the midst of a major financial panic. This is not a unique occurrence in American history. Indeed, we've had one roughly every 20 years: in 1819, 1836, 1857, 1873, 1893, 1907, 1929, 1987 and now 2008. Many of these marked the beginning of an extended period of …
Citigroup ends talks with Wells Fargo on Wachovia - 10/10/08 03:53 PM By Jui Chakravorty DasNEW YORK - Citigroup abandoned its brief but acrimonious battle with Wells Fargo & Co over Wachovia Corp, one of the United States' largest banks, losing out on a deal crucial to strengthening its retail banking business but vowing to pursue up to $60 billion in legal …
Good news and bad news - 10/10/08 03:49 PM Good news oil is going down in price index but bad news only due to a bad economy. By Jane MerrimanLONDON (Reuters) - Oil pared losses on Friday after a fall of more than $7 to below $80 a barrel for the first time in a year, pummeled by …
30 year mortgage rate below 6% - 10/10/08 03:45 PM 30-year mortgage rate below 6%October 10, 2008 Rates on 30-year mortgages fell below 6 percent this week, the first decline in three weeks.Freddie Mac, the mortgage company, reported that 30-year fixed-rate mortgages averaged 5.94 percent this week, down from 6.10 percent last week. Mortgage rates have been on a roller …
AOL® Journals will permanently shut down on Oct. 31 - 10/10/08 03:37 PM …
Third annual Athena International award - 10/09/08 05:03 PM Lori Kelley Receives Third Annual Athena International AwardSept. 29, 2008 - On September 23, at the Hilton Sandestin Beach Golf Resort and Spa, Partner at the accounting firm O'Sullivan Creel, LLP; became the 2008 Athena International Award Recipient. This award was presented by Sacred Heart Hospital on the Emerald Coast; in …
Panama City international airport update from Walton County Chamber site - 10/09/08 04:23 PM Written by Jason KoertgeThe construction of the new Panama City - Bay County International Airport is ahead of schedule. The entire 1300 acres of the initial footprint is cleared with crews to start paving the main entry way from 388 in the next couple of weeks.The recent approval of …
National Experts and State Leaders to Address Northwest Florida - 10/09/08 03:49 PM NEWS RELEASEWalton Area Chamber of CommerceMedia Contact:Dawn MoliternoPresident / CEO(850) 267-0683WALTON AREA CHAMBER & WALTON COUNTYTO HOST FALL LEADERSHIP CONFERENCENational Experts and State Leaders to Address Northwest FloridaBusinesses Issues & OpportunitiesSanta Rosa Beach, Florida -- Walton Area Chamber of …
Stimulating the Economy with Transportation - 10/09/08 03:17 PM Stimulating the Economy with TransportationOctober 15-17 2008 Northwest Florida Cleared for Take Off View Conference Brochure Register Online Here Keynote Speaker / Annual Dinner Download Registration Form Conference Sponsorship Brochure Conference Press Release Event Registration & InformationConference Registration Bonus Lunch Registration Annual Dinner Registration home / Stimulating …
Coldwell Banker Real Estate launches a mobile site for iphone - 10/02/08 11:02 PM Coldwell Banker Real Estate has launched a mobile site specifically tailored for the iPhone.When visited on an iPhone, www.coldwellbanker.com allows users to search property listings and estimate home values without downloading software."The idea of showing listings on only our [non-mobile] site is so 2007," said Mike Fischer, SVP of …
iphone home value estimator - 10/02/08 02:10 PM •Enter an address to see the estimated home value•Ability to map the property•Find a similar home that's currently for sale …
iphone Property details - 10/02/08 02:09 PM •View property description•Browse photos•Map the property•Contact a Sales Associate instantaneously…
iphone Property Search - 10/02/08 02:08 PM •Consumers can search for listings in their area just as they would from their computer. •From the results they can click "View" to see the property details …
The coldwellbanker.com iPhone site - 10/02/08 02:06 PM •Consumers will be able to:-Search for listings-View property details-Browse photos-Contact listing agent-Use the home value estimator …
Coldwellbanker.com on the iPhone - 10/02/08 02:05 PM coldwellbanker.com on the iPhone •Consumers can now search for homes on coldwellbanker.com right from their iPhone •No application to install, just open the iPhone browser and go to coldwellbanker.com •Users will be met with a new interface specifically designed for the iPhone

Northwest Florida Real Estate: Archives September, 2008

Coldwell Banker becomes first national real estate brand to debut home search interface for iphone - 09/30/08 11:13 PM COLDWELL BANKER BECOMES FIRST NATIONAL REAL ESTATE BRAND TO DEBUT HOME SEARCH INTERFACE FOR iPHONEPARSIPPANY, N.J. - Sept. 29, 2008 - Continuing to blaze a path of innovation in the real estate industry, Coldwell Banker Real Estate LLC today became the first full-service national real estate brand to launch a customized …
Coldwell Banker Debuts Real Estate Search for Iphone - 09/30/08 11:07 PM Coldwell Banker isn't letting the nation's financial crisis get them down. Instead, they're debuting some innovative technology in the form of a customized online platform optimized for iPhone users. With their new iPhone-ready site available from iphone.coldwellbanker.com, you can perform real-time searches for homes or home values right from the palm …
Coldwell Banker why they should be first - 09/30/08 11:03 PM Welcome to Coldwell Banker®. The brand was founded in 1906 on a commitment to professionalism and customer service that remains the core of our business philosophy today. We are the nation's oldest real estate organization and our experience has helped make the dream of homeownership a reality for millions of families. …
Iphone and Coldwell Banker today - 09/30/08 11:01 PM It's a new mobile era for real estate. coldwellbanker.com is now available through a unique real estate browsing experience on your iPhone. Just open up your browser and go to coldwellbanker.com to search for listings, find home values in your area, or even contact a Coldwell Banker® Sales Associate right from …
Tampa Bay Business Journal on the New Coldwell Banker Iphone Real Estate Search - 09/30/08 10:48 PM Tampa, St. Petersburg flatten existing home sales - Tampa Bay Business JournalNext-Gen Real Estate: Coldwell Banker embraces the iPhoneSeptember 30, 2008 ·Kudos To CWB for this move. The iPhone has truly raised the bar in our expectations from the cellphone and techonlogy market. The iPhone may only be one phone, but …
Realogy.com writes Coldwell Banker Becomes First National Real Estate Brand to debut Iphone search - 09/30/08 10:43 PM Coldwell Banker Becomes First National Real Estate Brand To Debut Home Search Interface For iPhoneAbout Coldwell Banker®Since 1906, the Coldwell Banker® organization has been a premier full-service real estate provider. In 2007, Franchise Times magazine's prestigious Top 200 issue ranked the Coldwell Banker system No. 1 in real estate …
Coldwell Banker and Iphone articles today - 09/30/08 09:59 PM Joel Burslem on Tuesday, September 30, 2008 Filed Under: InternetTags: Coldwell-Banker, iPhoneNot a dedicated app, mind you. But if you visit ColdwellBanker.com on your iPhone's Safari browser now it'll pull up a specially formatted version of the site.They're not the first company to do this (Realtor.com has an iPhone-ready …
Coldwell Banker Iphone AD - 09/30/08 02:07 PM …
Coldwell Banker first to debut home search interface for Iphone - 09/30/08 02:00 PM NEWS RELEASE COLDWELL BANKER BECOMES FIRST NATIONAL REAL ESTATE BRAND TO DEBUT HOME SEARCH INTERFACE FOR iPHONE PARSIPPANY, N.J. - Sept. 29, 2008 - Continuing to blaze a path of innovation in the real estate industry, Coldwell Banker Real Estate LLC today became the first full-service national real estate …
Destin Commons first friday concert - 09/26/08 12:02 PM …
Some finance options on 4509 Cooper Lane Holt Florida home for sale - 09/25/08 01:20 PM Peoples First Community Bank... Choose from one of our many loan programs, including:Purchase Price: $145,000VAPurchase Price: $145,000Down Payment: 0%VA Loan Amount: $148,117 (includes VA funding fee for first-time use.)Interest Rate: 6.250%Principal and Interes: $907.66Est. Taxes & Insurance: …
Mineral rights negotiations and disagreements during extraction - 09/24/08 05:13 PM Mineral Rights NegotiationsIn any mineral rights negotiation, your knowledge and skill can double your income or cost you a deal. If you do not have these skills and knowledge the fee paid to an attorney or other mineral property professional for assistance can be small in comparison to the potentially …
Local Mineral oil and gas information - 09/24/08 05:10 PM Delayed Damage to the SurfaceDamage to the surface can be delayed. Subsidence of underground works or settlement of surface mined areas might not occur or be detected until decades after mining is completed. The owner of a fee simple estate should consider these facts before entering into …
what qualifies as a mineral - 09/24/08 04:59 PM State and Local Laws Always ApplyMost states have laws that regulate mining and drilling activity. There are also laws that regulate the sale of surface and mineral property. These laws are meant to protect the environment and all parties involved in property transactions. These laws are the only protection …
What kind of money are you talking about with Mineral rights - 09/24/08 04:56 PM The amounts of money that change hands in mineral property transactions can be huge in comparision with the average person's financial experience. The total yield (lease + royalties) or mineral sale price can often exceed the value of the surface rights. Let's consider two examples: Example A: A 100 acre property …
Mineral Rights and what you should know - 09/24/08 04:53 PM Three Bottom Lines1) Get professional assistance: Mineral rights and mineral lease transactions involve large amounts of money and are very complex. This article is intended to be no more than a brief introduction. If you are contacted about leasing or selling your mineral rights you should promptly get advice from …
Price Reduced 50k on Airport home in Holt Florida on 1.75 acres on the airstrip - 09/22/08 09:18 PM Land your plane right in front of your home.Exclusive Airport home.As you enter,you'll immediately notice this home's open floor plan with cathedral-style ceiling and wonderful natural light from the large and numerous windows. Notice the wood cabinets and hardwood floors as you enter in the kitchen. The large island with …
6478 Moonlight lane Crestview Florida Short Sale in Spring Hollow Estates - 09/18/08 12:22 PM Short sale on this 3D Construction custom home with below ground living area a very rare find in our area. This home is located in Spring Hollow Estates.Exceptional all-brick home with very open floor plan 3 bedroom 2 bath plan the home is only 3 years old ,Upon entering this …
Support NAR efforts to extend seller funded down payment assistance on FHA - 09/18/08 12:08 PM A bill that would allow the continued use of seller-funded down-payment assistance on FHA-backed loans now has the support of the National Association of Realtors and is headed to a full House vote after passing muster with a key congressional committee.The Department of Housing and Urban Development has sought to …
Northwest Florida Maklerin Blogspot - 09/11/08 07:18 PM http://northwestfloridamaklerin.blogspot.com/ I have created this site to try and help anyone looking to Relocate to our area. Thursday, September 11, 2008 Nordwest Florida Militaer Relocation Nordwest Florida Real Estate, along the Emerald Coast. If you are looking to Versetzung to our area contact me for a free Versetzung …
I have joined a few german groups on linkedin as a maklerin in Northwest Florida immobilien - 09/11/08 06:09 PM Groups and Associations: German-American Relations Deutschland Konnektion Förderung der deutschen Sprache German American ExecuNet Porsche - There is no substitute GACC South - German American Chamber of Commerce of the South German Speaking People …
Fort Walton Beach Commons - 09/10/08 11:08 AM As Tuesday's morning heat was building, Tommy the Biz Editor came across men (and one woman) working to shape a concrete foundation over on Hurlburt Road. Yes, across from where construction on Kohl's keeps making progress, just off the intersection of Racetrack Road and Beal Boulevard.Turns out this is FWB Commons, with …
Pickens Plan - 09/03/08 12:18 PM September 3, 2008 Hello from the Pickens Plan! This week, T. Boone's latest book, The First Billion is the Hardest: Reflections on a life of Comebacks and America's Energy Future, will be hitting store shelves. In it, T. Boone chronicles his many ups and downs over the years, and charts his …
Just listed Short Sale in Crestview Florida Antioch Estates phase 3 - 09/03/08 12:13 PM Tired of toys scattered about your living room? Then be sure to put this home at the top of your list. This home is move in ready and has a terrific floor plan for a growing family. Enjoy peace and quiet in your first floor master suite with luxurious master …
Great deal on the market One full acre corner lot home with inground pool under 150,000 - 09/03/08 12:05 PM Here is the complete package!! Country home with a fenced in 16x30 custom inground 1 year old pool that comes with automatic pool cleaner and LED lights. There is an RV hookup on the property. Home is located on the corner of Highway 90 and Cooper Lane with short travel …
Short Sale Crestview Florida Antioch Estate south of I-10 Price Reduced - 09/03/08 12:00 PM …
Members invited to Meet and Greet - 09/03/08 11:56 AM Candidates running in the Emerald Coast Association of REALTORS® 2008 elections will be the guests of honor at a Candidate Meet and Greet Wednesday, September 3, 2008, from 5:30 p.m. until 8:00 p.m. The event will be hosted at the offices of The Zepponi Group, 200 Calusa Boulevard in Destin (opposite …
Radon Gas - 09/02/08 10:46 AM Ran across an interesting article. Radon is a serious problem. After smoking, it's the No. 1 cause of lung cancer. The good news is you can detect radon in your home and remove it with relative ease.From Consumer Reports, here are some steps to making your home radon-free:- …

Northwest Florida Real Estate: Archives August, 2008

1207 Northview Dr home for sale just listed in Crestview Florida Northview Subdivision - 08/22/08 12:11 AM …
The cause for Ellis Island - 08/21/08 11:59 PM The Cause Our Stories Campaign/Media Get Involved Arrow Apparel Donate Login/Register Watch the Ads The Cause Sometimes called Ellis Island's "forgotten side," nearly 30 hauntingly beautiful buildings on the Island's South Side have been vacant, shuttered, and unseen by the public for well over a half a century. These are …
we are ellis island.org Plan - 08/21/08 11:55 PM Our PlanThanks in substantial part to a leadership donation of $500,000 by the Arrow division of PVH, the Ferry Building on Ellis Island has been restored and was reopened to the public on April 2nd, 2007. This building is the first part of the rehabilitation and adaptive reuse of the …
we are ellis island.org - 08/21/08 11:53 PM Erik Hansen Personal Trainer No Pain, No Gain My great grandfather, Bernhuff came through Ellis Island fromNorway. In 1904, he won a gold medal in wrestling at the Olympicgames for the United States. In 2006, my grandfather and hisbrothers returned to Norway to join in the centennial celebrationof his victory, where …
Crestview Florida Antioch Estates Price Reduced now to Short Sale Price - 08/14/08 05:16 PM …

Northwest Florida Real Estate: Archives July, 2008

Blackwater River Canoe Trail - 07/26/08 11:38 PM …
Blackwater River State Forest Jackson Red Ground Trail - 07/26/08 11:34 PM …
Shoal River Canoe Trail - 07/26/08 11:31 PM …
Blackwater River State Forest Wiregrass Trail - 07/26/08 11:29 PM …
Niceville Florida listing price reduced - 07/26/08 11:12 PM This is a unique mobile home park that is well maintained. Great Location in a Quiet Community.The community features a nice pool, laundry mat, and community center for entertaining. This lot is across from the community facilities. The lot has nice Oak Trees and a fenced back yard. There is …
Highway 393 New listing corner of Harielson and 393 Crestview Florida - 07/26/08 11:08 PM GREAT LOCATION outside Crestview city limits; CONVENIENT TO BASES,. 2B/1Ba manufactured home also equipped with a garden tub . Property was previously used for auto shop.This property also has an enclosed metal building Possible commercial use 150 road frontage. Auburn Water, Gulf Power, and Cable all readily available,total acreage of …
Crestview Florida land and mobile home more pictures added 5375 stallion - 07/26/08 11:00 PM …
5594 Pine lake drive New lower price Crestview Florida home for sale - 07/26/08 10:53 PM …
214 Tiffot Ct Crestview Florida home price reduced - 07/26/08 10:50 PM Located in Wildwood Gables, one of Crestview's rural setting subdivision with city convenience. Beautiful 3 Bdr. 2 bath home, offers a lot of extras, large utility/ laundry room. Open floor plan with tile in kitchen and large breakfast bar. An office/study that could be converted to a 4th Bedroom, computer …
4945 Maxwell More pictures added - 07/26/08 10:47 PM This newer home was custom built with upgraded brick work on the exterior. There are mostly tile floors inside with solid surface countertops, walk-in pantry, wood shelving in the closets and laundry room. The master bath has a whirlpool tub, cultured marble surrounds, seperate shower …
Our Local Lenders and their toll free numbers - 07/13/08 06:39 PM Access Bank and Mortgage1-888-908-1994www.accessthebank.comAmSouth1-800-374-5791www.amsouth.comArmy Aviation Center Federal Credit Union1-800-448-4096www.aacfcu.comBank of America1-800-432-1000www.bankofamerica.comBankTrust1-800-689-7929www.banktrustonline.comColonial Bank1-877-502-2265www.colonialbank.comCompass Bank1-800-239-4357www.compassbank.comEglin Federal Credit Union1-800-367-6159www.eglinfcu.orgFirst City Bank1-888-244-5151www.firstcitybank.comFirst National Bank of Florida1-800-277-0995www.fnbfl.comFirst National Bank & Trust1-866-395-0051www.fnbt.comOkaloosa County Teachers' Credit Union850-863-7041www.okaloosafcu.orgPeoples' First Community Bank1-800-982-4940www.peoplesfirst.comPeoples' National Bank1-800-303-7010www.pnbon.comRegions1-800-REGIONSwww.regions.comSunTrust1-800-786-8787www.suntrust.comTrustMark1-800-844-2000www.trustmark.comTyndall Federal Credit Union1-877-747-4321www.tyndallfcu.orgVanguard Bank1-800-840-8440www.vanguardbank.comWachovia1-800-922-4684www.wachovia.com…
A Real Free Credit Report - 07/13/08 06:33 PM I have tried it and it is truly free: no charge!Have you ever been denied credit for a purchase even though you thought your credit was great? Have you ever wondered if you were a victim of identity theft? The answer could be in your credit report. Until now you could …
336 Egan Dr Crestview Florida Just listed in Antioch Estates - 07/07/08 01:00 PM …
New property searches added to my partners website Okaloosa MLS - 07/07/08 12:54 PM Beaches of South Walton South Walton Real Estate North Walton Real Estate 30-A Real Estate Freeport Florida Real Estate Inlet Beach Real Estate Dune Allen Real Estate Miramar Beach Real Estate Santa Rosa Beach Real Estate Seacrest Real Estate Watersound Real …

Northwest Florida Real Estate: Archives June, 2008

4263 Harielson Road Crestview Florida another property we just listed - 06/27/08 04:46 PM This 4 bedroom/2 bath home was built in 1989 and sits on a half acre of land. There is attractive cedar planking accenting a wall in the family room. New laminate wood flooring is in the kitchen and halls. The den/office area has built-in cabinetry for maximum storage possibilities. The …
5594 Pine lake drive New listing Crestview Florida home for sale - 06/27/08 04:41 PM …
white street lot just sold Niceville Florida - 06/27/08 04:39 PM ATTN-INVESTORS AND BUILDERS!! THIS LOT IS ZONED MEDIUM DENSITY RESIDENTIAL, ALLOWING FOR DUPLEX OR MULTI-FAMILY. DENSITY WOULD ALLOW FOR 5 UNITS(YOU WILL HAVE TO CHECK WITH AN ENGINEER FOR FEASIBILITY WITH SETBACKS AND OTHER REQUIREMENTS). NEW SHOPPONG CENTER BEING BUILT JUST ACROSS THE STREET. TERRIFIC OPPORTUNITY FOR APARTMENTS OR POSSIBLE …
5432 Lee Farm Blvd Crestview Florida home we just helped sell - 06/27/08 04:37 PM
15 Courtney lane now Sold by Team CB - 06/27/08 04:35 PM Just closed today.…
444 Cane Ave E. just sold Crestview Florida - 06/27/08 04:31 PM We helped a great lady with a great home here.…
Rare Chance to get this many great investments in Crestview Florida at once - 06/23/08 12:17 PM Great Investment opportunity. This is one of Five locations (See MLS # 495992,495993,495994,495996)All located within Crestview City limits. Seller is selling all five locations together for 249,000. Homes are being sold As IS. Rare chance to buy this many investments in one. …
Crestview Florida homes for sale with great rental history - 06/23/08 12:14 PM INVESTMENT OPPORTUNITY. THIS RENTAL PROPERTY IS ONE OF FOUR. OWNER WOULD LIKE TO SELL ALL FOUR RENTAL PROPERTIES FIND MLS# 495996. THIS PROPERTY ON WALNUT HAS TWO LOTS WITH EACH HAVING A HOME. THEY ARE INCOME PRODUCING. …
Investment in Crestview Florida buy a home for under 70,000 - 06/23/08 12:12 PM INVESTMENT OPPORTUNITY. THIS PROPERTY OFFERS A 2 BEDROOM/1 BATH HOME THAT IS PRESENTLY BEING RENTED. THIS IS ONE OF FOUR PROPERTIES, OWNER WOULD LIKE TO SELL ALL SEE ALSO 398 E. FIELD AVE, 628/630 E. WALNUT AVE ALL IN CRESTVIEW CITY LIMITS.…
Investment opportunity in Crestview under 50,0000 - 06/23/08 12:10 PM GREAT INVESTMENT OPPORTUNITY! THIS IS ONE OF A COMBINATION OF FOUR PROPERTIES WHERE THE SELLER WOULD LIKE TO SELL THEM. THIS HAS BEEN A RENTAL PROPERTY WITH GREAT RENTAL HISTORY. THIS HOME IS BEING SOLD 'AS IS'. …
Just listed Industrial 12.5 acres in Defuniak Springs - 06/18/08 11:47 AM …

Northwest Florida Real Estate: Archives May, 2008

Willow Lane Industrial Defuniak Springs just sold cards arrived today - 05/20/08 02:55 PM …
Builders use loophole to fund appraiser's rival - 05/18/08 02:08 PM Published Sunday, May 18, 2008 SARASOTA COUNTY - A group of prominent land developers and their allies are seeking to oust Sarasota County's property appraiser and replace him with a candidate who is pledging to change the way property is assessed. FURST'S BIG DONORS Sarasota County campaign finance laws limit individuals from giving …
If your in our area support the local Niceville school June 1st - 05/17/08 06:49 PM The event will support the 14U Traveling Eagles World Series event in Round Rock, Texas in July. The event will take place at the Santa Rosa Mall on Sunday, June 1st. The evening will begin with cocktails (cash bar) at 7:00 p.m., restaurant food displays in a "taste of" format beginning at 7:30 p.m. followed by music …
Florida Association of Realtors had a good report come out on something in real estate that rose in value - 05/14/08 03:01 PM SOUTH FLORIDA - May 13, 2008 - The value of agricultural land in South Florida, which includes Polk County, rose as much as 48 percent in 2007 compared to a year earlier, while prices for citrus groves show estimated increases of up to 64 percent over a two-year period. Farm land …
Just updated my website Christinesellsflorida.com - 05/13/08 06:13 PM International Realtor Search properties 4 sale Willkommen bei meiner Web-Seite! Anfragen bitte an:Christine.vondemBach@CBUnited.com Hello! I would like to introduce myself. I am a 'military brat' with many of my years residing overseas. I grew up in Germany, and have lived in wonderful places such as Italy, California, Hawaii and …
Just sold our listed Short Sale home Crestview Florida - 05/06/08 10:32 AM …
Just listed for sale in Crestview a great area 3 bed 2 bath 2003 built all brick home - 05/06/08 10:30 AM …
We just sold another one of our listed short sales in Crestview Florida - 05/06/08 10:23 AM Contact Brandon Jordan cell (850) 758-1236 …
We just helped another couple buy a short sale - 05/06/08 10:19 AM …

Northwest Florida Real Estate: Archives April, 2008

Coldwell Banker United Crestview office listings - 04/15/08 05:29 PM Crestview Current listingsDetails 436334, 382 WINDFLOWER ST, DEFUNIAK SPRINGS, FL - $79,900.00Details 490166, 768 GIRL SCOUT RD, DEFUNIAK SPRINGS, FL - $109,900.00Details 490587, 1067 CASWELL RD, DEFUNIAK SPRINGS, FL - $129,900.00Details 488236, 984 HINOTE RD, DEFUNIAK SPRINGS, FL - $145,000.00Details 485775, LOT 2 HIBISCUS AVE, DEFUNIAK SPRINGS, FL - $162,000.00Details 466313, …
618 Risen Star short sale now is pending sale - 04/03/08 10:14 AM Contact Christine Von Dem Bachcell (850)-305-1203 Short sale.Great Location, Great Neighborhood!! Just N of I-10. This 3/2/2, 1610 sf, split bedroom design, is open, airy and has large family room, eat-in kitchen, ample closet & storage and interior utility room and located on large corner lot!!! …
534 Hyde Park Just sold - 04/03/08 10:12 AM …
Lot 21-23 E Tigerlilly now pending sale - 04/03/08 10:08 AM New Houses being built in the area. Very close to paved Girl Scout Rd. Nice level lot. Utilities available on Tiger Lilly. Only minutes from DeFuniak. Several nice lakes in the area. Beaches are less than an hour away. Bring all offers. …
Private Natural Springs Lake in Northwest Florida now for sale - 04/03/08 10:04 AM Contact Brandon Jordan cell (850)-758-1236Farms and AcreageMLS #:482878OfficeFile#: Type: LAListPrice:$2,600,000Status:ActiveLocation: LOT 1 HILTON RDBAKER, FLZipCode: 32531County:OKALOOSAStories:1MainArea:25 Crestview AreaYearBuilt:1988SubArea:10 BAKER & MILLIGANAcreage:70.00ParcelID:17-3N-24-0000-0004-0000PropType:Land/AcreageDirections:From 85 & 90 in Crestview head 90 west to Hwy 4 Take Hwy 4 north for two miles to just before the ball park, left takes you to Hilton this …
Green Building Grants - 04/03/08 10:00 AM Grant Funds up to $50,000 per Project Now Available for Developers Committed to Providing Green* Affordable Housing Applications must be received online by April 11 Awards are expected to be made by the last week of June Grant guidelines and application available at www.greencommunitiesonline.org *Please note that Enterprise and its partners have updated …
Historic Building in Downtown Crestview 5715 Sq ft office space on Main Street - 04/03/08 09:55 AM Truly priced to sell, this is a one-of-a-kind building great for investing in the rapidly growing Crestview area. With a perfect location in downtown Crestview's revitalized "Florida Main Street" state-designated historic district, this two-story circa 1925 landmark was built as a hotel with eleven rooms on the second floor which …
Lakefront home in Defuniak Springs on acreage - 04/03/08 09:52 AM Large Waterfront Home on acreage with a Paved Road frontage, nicely wooded, Great location just south of I-10 and west of 331.This is a highly desirable property and a great place close to Defuniak Springs. Great commuting potential if you commute traveling on I-10 or 331. Approximately 30 to 40 …
Baker Florida Short Sale - 04/03/08 09:48 AM This newer home was custom built with upgraded brick work on the exterior. There are mostly tile floors inside with solid surface countertops, walk-in pantry, wood shelving in the closets and laundry room. The master bath has a whirlpool tub, cultured marble surrounds, seperate shower and a treyed ceiling in …

Northwest Florida Real Estate: Archives March, 2008

Short sales can make a difference - 03/09/08 03:10 PM The decision to become a short sale specialist for some agents is a very personal one. For others it seems like a viable business opportunity. For me, it was a couple of reasons. One, the market in the Detroit area was declining at a rapid rate, and I needed to make …
Should a realtor do a short sale on their own property - 03/09/08 03:04 PM Can a real estate agent do a short sale on their own property? I would strongly advise against it. I would tell that agent to refer their property to another associate. Why? Because it avoids conflict of interest, lenders prefer to work with a third party negotiator and finally-it is just …
Short sale before foreclsoure where sellers ask if they should file bankruptcy - 03/09/08 02:59 PM What advice do you have for someone who wants to file bankruptcy because of a foreclosure? I would recommend that they talk to their tax advisor first. The reason being that they may not have much by way of additional debt such as credit cards, etc. and sometimes filing bankruptcy can …
How do you Justify the list on a short sale price - 03/09/08 02:56 PM How do you justify the list and sale price for a short sale? You don't. It is not up to you as the REALTOR® to justify either. The lender just needs an offer. It is then their job to look at everything, analyze the numbers, determine how much has been paid, …
Behind the scenes Coldwell Banker - 03/08/08 10:10 PM http://founders.coldwellbanker.com:8080/blog/?p=8 Behind the Portraitshome road map trip diary get to know us back at the office Visit coldwellbanker.com Behind the Portraits
Help climate scientists run climate models by leaving on your computer - 03/08/08 04:55 PM Add this to your blog and spread it around.By Dave ConnellWe all know that turning off your computer when it's not in use is a smart way to reduce carbon dioxide emissions and help fight against the effects of climate change. In fact, if you leave your computer on 24 hours …
New School in Crestview - 03/08/08 12:29 PM Ground broken for new school in CrestviewBy Brian Hughes, Florida Freedom Newspapers 2007-05-02 08:30:00 The sun glinted off shovels Tuesday as more than 15 Southside Elementary School students - three of them to some shovels - turned the first batches of earth for the city's fifth elementary school. The …

Northwest Florida Real Estate: Archives February, 2008

Will this help? - 02/26/08 12:28 PM …
BPO and Short Sale Tips - 02/14/08 01:57 PM I got this in my mailbox today and wanted to pass it along . Great article on Agent Broker News By Tim Harris This isn't a Sellers market. This isn't even a Buyers market. This is an Agents market. Agents who have the new skills required by this …
Northwest Florida Short Sale I just listed - 02/12/08 05:00 PM Contact Christine Von Dem Bachcell (850)-305-1203Short sale.Great Location, Great Neighborhood!! Just N of I-10. This 3/2/2, 1610 sf, split bedroom design, is open, airy and has large family room, eat-in kitchen, ample closet & storage and interior utility room and located on large corner lot!!!…
Florida German Realtor my new Blogspot website - 02/10/08 01:39 PM http://floridagermanrealtor.blogspot.com/ I have just finished uploading my Florida German Realtor website on Blogspot at the link above. Let me know if you have any idea on what I might do to make the site better. Does anyone know of what would be the best directories to find clients looking for …
Destin looking at a 160 foot condo tower on the Destin Harbor - 02/04/08 05:08 PM Plans for a 160-foot condo tower on the Destin harbor are a good sign for the city's future, Chamber of Commerce Director/CEO Shane Moody says. "I think it means the company sees what lies ahead for the city of Destin," Moody told The Log. "The harbor is a very …

January 08 Blog Entries

197 Villacrest another of our listing are now pending sale - 01/30/08 03:51 PM … (0 comments)
534 Hyde Park now under contract and pending sale - 01/30/08 03:47 PM … (0 comments)
Wright elementary school Fort Walton Beach Florida - 01/18/08 02:20 PM … (0 comments)
Walker Elementary school Crestview Florida - 01/18/08 02:19 PM … (0 comments)
Valparaiso elementary school Valparaiso Florida - 01/18/08 02:18 PM … (0 comments)
Southside Elmentary school Crestview Florida - 01/18/08 02:16 PM … (0 comments)
Silver sands elementary school Fort Walton Beach - 01/18/08 02:15 PM … (0 comments)
Shalimar elementary school Shalimar Florida - 01/18/08 02:12 PM … (0 comments)
Plew Elementary school Niceville Florida - 01/18/08 02:11 PM … (0 comments)
Ocean City elmentary school Fort Walton Beach Florida - 01/18/08 02:10 PM … (0 comments)
Northwood Elementary school Crestview Florida - 01/18/08 02:08 PM … (0 comments)
Mary Esther elementary school Mary Esther Florida - 01/18/08 01:01 PM … (0 comments)
Longwood elementary school Shalimar Florida - 01/18/08 01:00 PM … (0 comments)
Laurel Hill K-12 School Laurel Hill Florida - 01/18/08 12:57 PM … (0 comments)
Kenwood elementary school Fort Walton Beach Florida - 01/18/08 12:56 PM … (0 comments)
Florosa Elementary school Mary Esther Florida - 01/18/08 12:54 PM … (0 comments)
Elliot point elementary school Fort Walton Beach Florida - 01/18/08 12:52 PM … (0 comments)
Oak hill elementary school Eglin Air Force Base - 01/18/08 12:50 PM … (0 comments)
Cherokee Elementary school Eglin Air Force Base - 01/18/08 12:49 PM … (0 comments)
Edwins Elementary school Fort Walton Beach Florida - 01/18/08 12:47 PM … (0 comments)
Edge Elementary school Niceville Florida - 01/18/08 12:46 PM … (0 comments)
Destin Elementary school Destin Florida - 01/18/08 12:44 PM … (0 comments)
Bob Sikes elementary Crestview Florida - 01/18/08 12:43 PM … (0 comments)
Bluewater Elementary school Niceville Florida - 01/18/08 12:41 PM … (0 comments)
Baker K-12 School Baker Florida - 01/18/08 12:36 PM … (0 comments)
Antioch Elementary School - 01/18/08 12:32 PM Web Site: http://www.okaloosa.k12.fl.us/antioch/… (0 comments)
Wall Street Journal Praises Choctaw and Okaloosa for Mainstreaming Success - 01/18/08 12:21 PM In a front page article in the Wall Street Journal, Choctawhatchee High School was praised for its success in including special education students in regular classrooms. The December 31, 2007 article noted that 65% of Okaloosa students with disabilities are now fully included in mainstream classrooms, up from 55% in 2000. Choctawhatchee High … (0 comments)
NHS Band Has "Experience of a Lifetime" in Parade of Roses - 01/18/08 12:17 PM After months of intense preparation and fundraising, the Niceville High School Eagle Pride Band greeted 2008 with a march through Pasadena, CA in the 119th Tournament of Roses Parade. The band's performance was televised on NBC, ABC, Univision, HGTV, Discovery HD and the Travel Channel. Band Director Dan Wooten received dozens of text messages from … (0 comments)
Coldwell Banker welcomes Christine Von Dem Bach - 01/16/08 02:59 PM The sign out front of our office Coldwell Banker United on Highway 85… (0 comments)
Eglin Air Force Base Units - 01/12/08 08:01 AM In the summer of 1977, the Air Force Operational Test and Evaluation Center stood up Detachment 2 at Eglin to meet the growing demand to provide realistic operational testing for new and modified weapon systems. Since then, Detachment 2 has partnered with the warfighter and the developmental test community to provide … (0 comments)
Eglin Air Force Base Units - 01/12/08 07:59 AM The Joint Fires Integration and Interoperability Team (JFIIT) is a subordinate, functional command of U.S. Joint Forces Command (USJFCOM), tasked with improving the integration, interoperability, and effectiveness of Joint fires. USJFCOM established JFIIT in February 2005 to provide assistance to Joint force commanders and Service headquarters in planning, coordinating, and executing … (0 comments)
Eglin Air Force Base Units - 01/12/08 07:58 AM The mission of the 20th Space Control Squadron is to detect, track, identify, and report near earth and deep space objects in earth's orbit, and provide space object identification data in support of United States Strategic Command's space control mission. The men and women of the 20th SPCS operate and maintain … (0 comments)
Eglin Air Force Base Units - 01/12/08 07:56 AM Auxiliary Field Six is the site of Camp James E. Rudder and the home of the Army's 6th Ranger Training Battalion. The 6th RTB conducts the final phase of the U.S. Army Ranger Course. The entire course is 61 days in length and is divided into three phases. Each phase is … (0 comments)
Eglin Air Force Base Units - 01/12/08 07:55 AM The 919th Special Operations Wing, located about five miles south of Crestview and 20 miles from Eglin main at Duke Field, is the only special operations wing in the Air Force Reserve Command. In wartime or a contingency, the 919th SOW reports to Air Force Special Operations Command at Hurlburt Field, … (0 comments)
Eglin Air Force Base Units - 01/12/08 07:54 AM Headquartered at Eglin AFB, Fla., the Air Force Research Laboratory Munitions Directorate (AFRL/MN) develops, demonstrates and transitions science and technology for air-launched munitions for defeating ground fixed, mobile/relocatable, air and space targets to assure pre-eminence of U.S. air and space forces. The directorate conducts basic research, exploratory development, and advanced development … (0 comments)
Eglin Air Force Base Unit - 01/12/08 07:53 AM The mission of the 308th Armament Systems Wing is to equip warfighters with strike weapons to fight and win decisively. The wing designs, develops, produces, fields, and sustains a family of air-to-ground munitions, enhancing warfighter capabilities (both U.S. and allies) in defeating a spectrum of enemy targets. Read the full fact … (0 comments)
Eglin Air Force Base Unit - 01/12/08 07:51 AM The 53rd Wing is headquartered at Eglin and serves as the Air Force's focal point for operational test and evaluation of armament and avionics, aircrew training devices, chemical defense, aerial reconnaissance improvements, electronic warfare systems, and is responsible for the QF-4 and subscale drone programs. The wing tests every fighter, bomber, … (0 comments)
Eglin Air Force Base Units - 01/12/08 07:50 AM The 46th Test Wing is the test and evaluation center for Air Force air-delivered weapons, navigation and guidance systems, Command and Control (C2) systems, and Air Force Special Operations Command systems. The Eglin Gulf Test Range provides approximately 130,000 square miles of over water airspace. Read the fact sheet Visit … (0 comments)
Eglin Air Force Base Units - 01/12/08 07:49 AM The 33rd Fighter Wing "Nomads" is the largest associate unit at Eglin, as well as a premier air-to-air combat unit of Air Combat Command. With two F-15C squadrons and an air control squadron, the wing's mission is to deploy worldwide and provide air superiority and air control. First established as the … (0 comments)
Eglin Air Force Base Units - 01/12/08 07:47 AM The mission of the 96th Air Base Wing consists of supporting the Air Armament Center and associate units with traditional military services as well as all the services of a small city, to include civil engineering, personnel, logistics, communications, computer, medical, security, and all other host services. Critical to the success … (0 comments)
Eglin Air Force Base-Units - 01/11/08 08:57 PM The Air Armament Center, headquartered here, is one of four product centers in the Air Force Materiel Command. Serving as the focal point for all Air Force armament, the center is responsible for the development, acquisition, testing, and deployment of all air-delivered weapons. AAC applies advanced technology, engineering and programming efficiencies … (0 comments)
Gruesse aus Northwest Florida! - 01/09/08 05:18 PM Hello World! Just wondering if anybody has ever been to my 'neck of the woods'? I am having the hardest time trying to find or organize a german network here, maybe it's the climate! I have high hopes that the New Year will bring about a new wind as far as … (0 comments)
Walton County Florida Home for sale - 01/06/08 12:43 PM A great listing with Coldwell Banker United Realtors … (0 comments)
Northwest Florida property more pictures added - 01/06/08 12:41 PM Central location in Crestview, close to shopping and Walker ELementary school just up the street. Open and flowing floor plan in living room, dining area and kitchen. Home has great curb appeal and a great backyard with extra room. Great deck out back ideal for entertaining. Seller is offering a … (0 comments)
Northwest Florida Property - 01/06/08 12:39 PM … (0 comments)
Crestview Florida Home for sale more pictures added - 01/06/08 12:36 PM … (0 comments)
Crestview Florida Home for sale - 01/06/08 12:33 PM I have a new listing more pictures to come. Great neighborhood behind Crestview hospital! House is located in a cul-de-sac; this is a one-way-in, one-way-out subdivision. Close to shopping such as Walgreens and Publix and just minutes from bases. The new elementary/middle school is being built close by. The home … (0 comments)
Crestview Florida Real Estate more pictures added - 01/06/08 12:31 PM My new listing more pictures added here below for previous entry … (0 comments)
Northwest Florida Real Estate - 01/06/08 12:28 PM … (0 comments)

December 07 Blog Entries

Starbucks Crestview Florida - 12/31/07 09:54 PM The above is a website I ran across while looking up the details on Starbucks that is going in right next door to us at Coldwell Banker United Realtors. They will be happy to know the building next to our Coldwell banker now sports the coming soon Starbucks Banner …
Okaloosa Airports for the New Year - 12/31/07 09:52 PM Airlines at Okaloosa Regional Airport Okaloosa Regional Airports…
Panama City Airport - 12/31/07 09:50 PM It's official! The ribbon cutting was this morning at the site of the new Panama City International Airport! While there were no bulldozers gearing up once the ribbon was cut, there was a promise that the ground would be broken at the beginning of December. This means GREAT news to …
Delta Airlines Nonstop Okaloosa County - 12/31/07 09:48 PM Did You Ask Santa for More Flights at Okaloosa Regional Airport?Delta Airlines Flies Nonstop to Cincinnati and New York for the HolidaysOn December 22, 2007, Delta Airlines will begin non-stop air service to Cincinnati. The flight will depart five times weekly (Thursday through Monday,) from Okaloosa Regional …
Okaloosa County new chair named - 12/31/07 09:46 PM Okaloosa County Commission Chair, Vice-Chair Named for 2008 Commissioner James Campbell and Commissioner Bill Roberts are Chair-Elect and Vice-Chair-Elect, respectively, for the Okaloosa County Board of Commissioners as of Tuesday, November 13, 2007. "I have great confidence in their ability to carry Okaloosa County forward," stated current Commission Chair Don …
Okaloosa County New services - 12/31/07 09:45 PM Customers Can Pay Water Bills with a Phone Call A new computerized phone system is now activated at Okaloosa County Water & Sewer. The system will allow customers to hear information about their account as well as make a payment using Visa, MasterCard and Discover. "We strive to improve our …
Okaloosa County Board of Commissioners - 12/31/07 09:44 PM AGENDA Okaloosa County Board of Commissioners Special Meeting/Public Hearing Emerald Coast Conference Center Scheduled Items 4:45 p.m. - Presentation "Regional Transportation Finance Authority" presented by Commissioner Gene M. Valentino, Escambia Board of County Commissioners 6:00 p.m. - Public Hearing Consideration of the formation of the Municipal Services Benefit Unit (MSBU) for …
Coldwell Banker Advertising - 12/31/07 09:42 PM Our National Media spending is among the broadest in the industry with extensive high profile prime-time national television commercials, national network prime-time radio ads and extensive print advertising in exclusive luxury magazines targeted to affluent consumers. Our multi-million dollar combined advertising budget is insures that our buyers and sellers have compelling …
Coldwell Banker Online - 12/31/07 09:40 PM The Coldwell Banker national website site had nearly 30 million site visits in 2006, generated 157,600 direct leads and linked to our local web sites 2,642,000 times! The Coldwell Banker public site is among the most visited real estate websites in the nation. During 2006, 51,000 consumers were receiving a personal …
New property searches added to Northwest Florida Realtor.com - 12/07/07 04:02 PM North Walton Real Estate 30-A Real Estate Freeport Florida Real Estate Inlet Beach Real Estate Dune Allen Real Estate Miramar Beach Real Estate Santa Rosa Beach Real Estate Seacrest Real Estate Watersound Real Estate Watercolor Real Estate Blue Mountain Beach Real …
Coldwell Banker International Previews - 12/07/07 04:01 PM Coldwell Banker Previews® International has been the world leader in marketing luxury real estate since 1933. During 2006, Coldwell Banker sales associates were involved in the sale of 26,391 transaction sides and more than $48 Billion of homes valued at $1 million or higher. The average sales price of a home …
Coldwell Banker Worldwide - 12/07/07 04:00 PM Coldwell Banker is a worldwide real estate sales organization, with offices in 31 countries on 6 continents with nearly 4,000 offices and 126,000 sales associates. Above and beyond, residential brokerage, the firm also is considered one of the leading Commercial brokerage firms in the United States. Consumers who select Coldwell Banker …
Coldwell Banker - 12/07/07 03:58 PM Of the 5 Realogy® Real Estate Brands, Coldwell Banker has the highest productivity per person, highest dollar volume and highest average sales price. Coldwell Banker Agents are among the most successful in the nation. …
CB United - 12/07/07 03:57 PM NRT Incorporated ("NRT"), a Realogy® owned company, owns and operates residential brokerage offices in the 35 largest US markets, and is considered America's largest real estate company (2). NRT sells 2½ times more real estate in terms of sides & 3 ½ times more sales volume than the next nearest competitor …
Colwell Banker united - 12/07/07 03:56 PM Among the top 760 firms in the nation, the Coldwell Banker® brand collectively sells more real estate in terms of both transactions and dollar volume than any other firm including the nearest national franchise network . The result is that our brand is one of the leading sellers of real …
Coldwell Banker United Ranked number one - 12/07/07 03:55 PM Independent studies confirm that Coldwell Banker is rated #1 by consumers in terms of a company you can trust and dependability. According to these studies, our brand is recognized by 96% of consumers in our target audience. Combining a local well-respected name with our brand results in proven competitive advantage because our …
Coldwell Banker Branding - 12/07/07 03:54 PM Value of the Coldwell Banker Brand to consumers 1. The Brand has a 100-year heritage, predicated on ethical dealing, dating back to 1906 when our company was founded with a goal of protecting customers. Our unique history is a differentiating characteristic, which engenders trust and confidence to consumers and, ultimately, influences …
197 VillaCrest Drive - 12/07/07 03:48 PM

November Blog Entries 07

Holt Florida Airport Home for sale - 11/27/07 05:21 PM …
Register your Vehicles on Eglin AFB - 11/13/07 05:26 PM …
Eglin AFB Weapon Register - 11/13/07 05:25 PM …
Eglin Air Force Base ID Card - 11/13/07 05:23 PM …
Eglin AFB Finance - 11/13/07 05:22 PM …
Eglin AFB new hires - 11/13/07 05:21 PM …
Steps to feeling better about the Market - 11/13/07 05:18 PM …
Eglin Florida Relocation - 11/13/07 05:16 PM Eglin Florida.comChristine office 850-682-4300Give us a call; we can help with it all!Questions?Comments?Tell a Friend Add Eglin Florida.com to Favorites Eglin Florida Sitemap Eglin Florida Relocation Brandon Eglin Florida BlogWelcome to Eglin Florida.com!Welcome to our county! I am inviting you to …
Airstrip Home for sale - 11/13/07 05:10 PM 502 Tailspin Lane Holt Florida Airport Home for sale…
Airport Home Florida for sale - 11/13/07 05:08 PM …
I have just joined the Coldwell Banker United Realtor team - 11/13/07 05:06 PM I am pleased to announce that I have joined the team at Coldwell Banker United Realtors, the largest Coldwell Banker in the nation. What does this mean for me? This means more exposure for anyone that lists a property with me to help them sell their property. Coldwell Banker United has offices in …
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Relocating with Coldwell Banker United - 11/13/07 04:56 PM Relocating with Coldwell Banker United, REALTORS®Our Team of Relocation Professionals understands that you are not just moving, you are moving lives, hobbies, families, expectations and dreams. Our goal is to simplify the process, and we do it with the highest standards of ethics, attitude and work habits. …
Home Buyer Guide Coldwell Banker - 11/13/07 04:55 PM Request a free copy of the Coldwell Banker United, REALTORS® Buyer's Guide and see listings in Florida, Alabama and Mississippi.…

Coldwell Banker on the Sprint Palm smartphones

Coldwell Banker International Business Conference in Orlando, Florida. Real estate agents armed with Sprint Palm® Centro^TM smartphones learned how to stay connected to the resources, information, and people they need at every stage of the deal, thanks to Palm, Inc.

According to Palm's Craig Tellalian, strategic account manager at Palm, is demonstrating how real estate professionals can:

• Use the Palm Centro to gain a competitive edge, attract clients, gain listings and speed valuable closings;


• Stay mobile with wireless access to email (corporate and personal), the Web, contacts, calendar and phone functionality;


• Utilize Centro's latest productivity enhancing real estate applications like GE Supra eKey, which allows agents to open and program their own iBoxes^TM and Mortgage Calc, which allows agents to calculate complex mortgage payments, including mortgage insurance, estimated property tax and home insurance.

Tellalian is speaking on two sessions at the conference:

Palm® Centro^TM Smartphone 101 Hands-on training (Basic)

Discover how this all-in-one phone, camera, email, text-messaging and Web device saves you money, enhances your safety and most of all helps you have more fun. We'll show you how your Centro can:

• Connect to your laptop for accessing the Internet from the road at broadband-like speeds.


• Get driving directions using Google^TM Maps


• View and edit MS Word documents and Excel spreadsheets


• Improve safety on the road by using your voice to create and send


• emails or text messages


• Includes Google Maps for Mobile application - for turn by turn directions and location searches.


• Capture pictures or live video and send them to your broker or clients over the air.


• Play music or podcasts.

Close More deals With Palm® Centro^TM as your Partner (Advanced)

In the Advanced Session, agents will learn how to stay connected to the resources, information and people they need at every stage of the deal with the Sprint Palm Centro smartphone. They will be shown how to enhance the Centro to gain a competitive edge, attract clients, gain listings, and speed valuable closings.

I think it's pretty cool that the Centro can be used as such an important tool by real estate agents. If I was a real estate agent, I'd be happy to use my Palm smartphone as a helpful tool.

IDX giving you a competitive Edge

IDX - Giving You a Competitive Edge

The Coldwell Banker® brand continues to score better than any other real estate brand in the Nielsen Net Ratings report. Enhancements to coldwellbanker.com, which includes industry-first iPhone and Blackberry interfaces and IDX, are propelling the brand's flagship site to new heights. Michael Fischer, senior vice president, marketing for Coldwell Banker Real Estate LLC, gives you his thoughts in this video.

Coldwellbanker.com on Blackberry devices - Sales Associate Benefits

Coldwellbanker.com on Blackberry devices - Sales Associate Benefits Gives consumers access to listings anytime and anywhere through their Blackberry Mobile version of the site provides an unique browsing experience that no other national real estate brand has Another way to position yourself as being part of a cutting edge real estate brand Enhances the distributed listings strategy Offers not just the ability to search for listings, but our very popular home value estimator tool Nothing to install, consumers can just open their Blackberry browser to coldwellbanker.com and immediately start searching the site Quick access to contact you, as consumers can click to call or email you directly from your listings' detail page

ColdwellBanker.com on the Blackberry video

Coldwell Banker on your Blackberry

Some people live on their Blackberry. Now they can find a home there too. coldwellbanker.com

Coldwell Banker^® has expanded its mobile reach to the Blackberry suite of devices. Now consumers can search for a home, agent or use the home value estimator tool right from their phone any time, any place to search for their next home on coldwellbanker.com.

NAR Helps You Navigate the Current Economy

Richard "Dick" Gaylord, President
	Dear Fellow REALTOR®, A number of you have told us that you are having a hard time dealing with the troubled economy and this challenging market and you need our help. Believe me, working in this business every day, I understand. NAR is eager to help you meet the current challenges and keep your businesses going, so we can all thrive once again. We know that you need resources that can help you close transactions, and you need them at little or no cost. And, that's exactly what we have been working on. Today, we are giving you the all-new FHA Toolkit online for FREE to help you get clients the financing they need in a credit-strapped environment. If you are anything like me, it has been years since you have used the FHA Program. I am anxious to learn about the new and improved FHA, and this toolkit covers everything. It is one of the most comprehensive toolkits we have ever produced, and it's available to all REALTORS® right now. Let me know what you think - I am anxious to hear from you! We've also launched a new page on our web site, NAR Helps You Navigate the Current Economy, where you can find dozens of great products and resources, like the FHA Toolkit, for free or at a steep discount. Just go to Realtor.org/NARHelpsYou for links to these great programs and products. We will be adding more resources in the weeks and months ahead, so please check back often: http://www.Realtor.org/NARHelpsYou On the public policy front, we just announced a four-point plan to stimulate home sales, and we have called on Congress to return to Washington, D.C., after the election to enact it. Below is a link to our latest press release: http://www.realtor.org/press_room/news_releases/2008/fourpoint_housing_stimulus_plan For additional updates in the days ahead, please check: http://www.Realtor.org/creditcrisis. We all know that the challenges in the current market won't go away overnight. You can count on NAR to get you through the tough times, so that we can enjoy a bright future "All Together."