Coldwell Banker on the Sprint Palm smartphones

Coldwell Banker International Business Conference in Orlando, Florida. Real estate agents armed with Sprint Palm® Centro^TM smartphones learned how to stay connected to the resources, information, and people they need at every stage of the deal, thanks to Palm, Inc.

According to Palm's Craig Tellalian, strategic account manager at Palm, is demonstrating how real estate professionals can:

• Use the Palm Centro to gain a competitive edge, attract clients, gain listings and speed valuable closings;


• Stay mobile with wireless access to email (corporate and personal), the Web, contacts, calendar and phone functionality;


• Utilize Centro's latest productivity enhancing real estate applications like GE Supra eKey, which allows agents to open and program their own iBoxes^TM and Mortgage Calc, which allows agents to calculate complex mortgage payments, including mortgage insurance, estimated property tax and home insurance.

Tellalian is speaking on two sessions at the conference:

Palm® Centro^TM Smartphone 101 Hands-on training (Basic)

Discover how this all-in-one phone, camera, email, text-messaging and Web device saves you money, enhances your safety and most of all helps you have more fun. We'll show you how your Centro can:

• Connect to your laptop for accessing the Internet from the road at broadband-like speeds.


• Get driving directions using Google^TM Maps


• View and edit MS Word documents and Excel spreadsheets


• Improve safety on the road by using your voice to create and send


• emails or text messages


• Includes Google Maps for Mobile application - for turn by turn directions and location searches.


• Capture pictures or live video and send them to your broker or clients over the air.


• Play music or podcasts.

Close More deals With Palm® Centro^TM as your Partner (Advanced)

In the Advanced Session, agents will learn how to stay connected to the resources, information and people they need at every stage of the deal with the Sprint Palm Centro smartphone. They will be shown how to enhance the Centro to gain a competitive edge, attract clients, gain listings, and speed valuable closings.

I think it's pretty cool that the Centro can be used as such an important tool by real estate agents. If I was a real estate agent, I'd be happy to use my Palm smartphone as a helpful tool.

IDX giving you a competitive Edge

IDX - Giving You a Competitive Edge

The Coldwell Banker® brand continues to score better than any other real estate brand in the Nielsen Net Ratings report. Enhancements to coldwellbanker.com, which includes industry-first iPhone and Blackberry interfaces and IDX, are propelling the brand's flagship site to new heights. Michael Fischer, senior vice president, marketing for Coldwell Banker Real Estate LLC, gives you his thoughts in this video.

Coldwellbanker.com on Blackberry devices - Sales Associate Benefits

Coldwellbanker.com on Blackberry devices - Sales Associate Benefits Gives consumers access to listings anytime and anywhere through their Blackberry Mobile version of the site provides an unique browsing experience that no other national real estate brand has Another way to position yourself as being part of a cutting edge real estate brand Enhances the distributed listings strategy Offers not just the ability to search for listings, but our very popular home value estimator tool Nothing to install, consumers can just open their Blackberry browser to coldwellbanker.com and immediately start searching the site Quick access to contact you, as consumers can click to call or email you directly from your listings' detail page

ColdwellBanker.com on the Blackberry video

Coldwell Banker on your Blackberry

Some people live on their Blackberry. Now they can find a home there too. coldwellbanker.com

Coldwell Banker^® has expanded its mobile reach to the Blackberry suite of devices. Now consumers can search for a home, agent or use the home value estimator tool right from their phone any time, any place to search for their next home on coldwellbanker.com.

NAR Helps You Navigate the Current Economy

Richard "Dick" Gaylord, President
	Dear Fellow REALTOR®, A number of you have told us that you are having a hard time dealing with the troubled economy and this challenging market and you need our help. Believe me, working in this business every day, I understand. NAR is eager to help you meet the current challenges and keep your businesses going, so we can all thrive once again. We know that you need resources that can help you close transactions, and you need them at little or no cost. And, that's exactly what we have been working on. Today, we are giving you the all-new FHA Toolkit online for FREE to help you get clients the financing they need in a credit-strapped environment. If you are anything like me, it has been years since you have used the FHA Program. I am anxious to learn about the new and improved FHA, and this toolkit covers everything. It is one of the most comprehensive toolkits we have ever produced, and it's available to all REALTORS® right now. Let me know what you think - I am anxious to hear from you! We've also launched a new page on our web site, NAR Helps You Navigate the Current Economy, where you can find dozens of great products and resources, like the FHA Toolkit, for free or at a steep discount. Just go to Realtor.org/NARHelpsYou for links to these great programs and products. We will be adding more resources in the weeks and months ahead, so please check back often: http://www.Realtor.org/NARHelpsYou On the public policy front, we just announced a four-point plan to stimulate home sales, and we have called on Congress to return to Washington, D.C., after the election to enact it. Below is a link to our latest press release: http://www.realtor.org/press_room/news_releases/2008/fourpoint_housing_stimulus_plan For additional updates in the days ahead, please check: http://www.Realtor.org/creditcrisis. We all know that the challenges in the current market won't go away overnight. You can count on NAR to get you through the tough times, so that we can enjoy a bright future "All Together."

About Pier Park

About Pier Park
Located in the heart of Panama City Beach, Pier Park is destined to become the region's premier shopping address. Developed by Simon Property Group and comprising nearly 900,000 square feet, the open-air regional lifestyle center is anchored by Borders, Dillard's, JCPenney, Jimmy Buffett's Margaritaville, Old Navy, Ron Jon Surf Shop, Target and The Grand 16 Theatres. Pier Park is also comprised of fashion and specialty retailers, including exciting new-to-market choices such as Ann Taylor Loft, Caché, Chico's, Coldwater Creek, Hollister Co., Jos. A. Bank, Lane Bryant and Ulta Beauty. In addition, the center embraces many unique dining options such as Hofbrau Beer Garden, Back Porch Seafood & Oyster House, Bootleg Barbeque, Five Guys Burgers and Fries, Longhorn Steakhouse, Panera Bread, Reggae J's Island Grill, Tootsies Orchid Lounge and many more. Shoppers can also enjoy movies at The Grand 16 Theatres, which features stadium seating, digital sound, advance ticketing over the Internet, three concession areas, a specialty café and game room.

Pier Park Welcomes Baja Grille, Carter's Clothing, Déjà-vu, Journeys, Lids and Shimmering Seas Jewelry and Gifts

Opened at Pier Park, the 900,000-square-foot retail and entertainment lifestyle center located on 93 acres that covers land from Front Beach Road (at the City Pier) to the heavily traveled Highway 98 (Back Beach Road).

Pier Park, which boasts eight anchors and nearly 100 retailers currently open, is continuously expanding to offer the Emerald Coast and tourists a more enhanced shopping experience.

Tenants that have debuted in the last two months include the following:

• Baja Grille


• Carter's Clothing


• Déjà-vu


• Journeys


• Lids


• Shimmering Seas Jewelry and Gifts

Baja Grille's concept revolves around fresh, contemporary and consistently outstanding Southwestern, Cajun, Caribbean and American cuisines - a unique combination along with outstanding service, fine wines and tempting desserts all served in a stylish, high-energy Tropical design atmosphere. Baja Grille opens today, October 6.

"We are pleased to be part of Simon's Pier Park," said K. Soliman, a senior executive and founder of Baja Grille. "The welcoming neighbors and friendly customers always make us feel right at home; everyday welcomes a new face and brings back a familiar one."

Carter's Clothing opened its doors on August 27, 2008. Carter's Clothing offers clothing for children from newborn through size seven including baby sleepwear, play-clothes and accessories. Carter's offers trusted products that are super comfy, easy care, adorable and don't break the bank. Carter's has around 200 stores in the United States.

Déjà-vu offers the trendiest, quality merchandise with affordable specialty store prices, combined with one-of-a-kind customer service. Déjà-vu opened for shoppers at Pier Park on August 22, 2008.

Stephanie Nichols, owner of Deja-vu, said, "Pier Park has been Fabulous! It has gone above and beyond my expectations."

Journeys is a destination retailer for footwear and accessories for the teen market. Journeys caters to a diverse, young, hip market in search of footwear that expresses its attitudes and lifestyles. Brands sold at Journeys include: Dr. Martens, Converse, Lugs, Steve Madden, Timberland, Vans, Diesel, Adidas, Candie's, GBX and more. Journey's opened at Pier Park on September 22, 2008.

Lids, which opened at Pier Park on September 19, 2008, is the world's largest retailer specializing in the sale of officially licensed and branded headwear. Every store offers a vast assortment of college, MLB, NBA, NFL and NHL teams, as well as other specialty fashion categories all in the latest styles and colors.

Shimmering Seas Jewelry and Gifts offers jewelry and gifts, specializing in exotic jewelry creations. Shoppers can find a variety of elegant sterling, gold, pearls, diamonds and much more. Shimmering Seas Jewelry and Gifts opened on August 25, 2008.

"We opened our store in late August during tropical storm Fay, and despite the many hurricane scares that week, we still had many excited customers in and out of the store," said Laurie Olshefski, owner of Shimmering Seas Jewelry and Gifts and Jake At The Beach (Life is Good Shoppe). "We anticipate great things for the holidays in Pier Park. We have been busy ordering and stocking our stores with wonderful gift items."

Pier Park Panama City

Stores currently open includes the following:

Anchors
Borders
Dillard's
JCPenney
Margaritaville
Old Navy
Ron Jon Surf Shop
Target
The Grand 16 Theatres

Specialty Shops
A.M. Cafe Accessories On The Boardwalk
Aeropostale
Alltel Wireless
American Eagle Outfitters
Ann Taylor Loft
Aqua Gallery
As Seen On TV & More
Ava Blue Boutique
Back Porch Seafood & Oyster House
Baja Grille
Bath & Body Works
Beach Scene
BeBo'z
Bellies & Babies
Blender Clothing, a fusion boutique
Bootleg Barbeque
Buffalo Wild Wings
Caché
Camille's Sidewalk Café
Candy Maker
Carlyle & Co.
Carter's Clothing
Chico's
Claire's
Coldwater Creek
Cost Cutters
Counts Oakes Resort Properties
Déjà vu
Del Sol
Emerald Coast Photography
Fish Tales
Five Guys Famous Hamburgers & Fries
Footprints Coastal Decor
GameStop
GNC
Great American Cookies \ PretzelMaker
Guglielmo's Italian Restaurant
Hana Japan
Hofbrau Beer Garden
Hollister Co.
Jake at the Beach (Life is Good)
Jos. A. Bank
Journeys
Justice
Kay Jewelers
Kilwin's Chocolates & Ice Cream
Lane Bryant/Cacique
Lids
LongHorn Steakhouse
Marble Slab Creamery
Massage Envy
Maurices
Merle Norman Cosmetics Studio
Mermaid Trading Co.
Motherhood Maternity
Nails So Happy
New York & Company
No Regrets Stationery and Gifts
Olive Garden
PacSun
Paint'n Place
Panera Bread
Paradise Found
Payless ShoesSource
Peace Frogs
Perfumania
Popcorn Kingdom
Quizno's Sub
Rack Room Shoes
Red Brick Pizza
Reggae J's Island Grill
Regions Bank
Rocky's South Philly Cheesesteaks
Runway Collection
Shimmering Seas Jewelry and Gifts
Solace Day Spa & Salon
Southern Waters Outfitters
Starbucks
Sunglass World
Sunsights by Solstice
Tatoe Tots
The Eye Gallery
The Walking Company
Tilly's
Tootsies Orchid Lounge
Trader Tom's
Tran Fashion
Ulta Beauty
Unique Boutique by Irene & Co.
Verizon
Victoria's Secret
Yankee Candle
Zales

Sustainable Growth and Development Emerald Coast

Subcommittee for Sustainable Growth and Development

The purpose of the Subcommittee is to develop initial draft principles, growth scenarios and policy recommendations related to sustainable growth and development in the Emerald Coast by 2030 for consideration by the Committee. The Subcommittee will seek to address the key issues and areas assigned including: Planning and Land Use Full cost accounting Military land use planning; Workforce housing location; Transportation; Infrastructure investment; Innovative tools to preserve rural and agricultural lands in the northern parts of the 4 counties; K-12 school siting and college and university master plan issues; Intergovernmental cooperation and conflict resolution

Subcommittee for Economic Diversity and Prosperity

The purpose of the Subcommittee is to develop initial draft principles and policy recommendations related to achieving a diverse and prosperous economy the Emerald Coast by 2030 for consideration by the full Committee. The Subcommittee will seek to address the key issues and areas assigned including: Economic Development and Diversity-attract and retain "intellectual capital" and provide high wage job opportunities Access to and Planning for Affordable Housing Military presence and economic development Sustainable agriculture as part of regional economic diversity and prosperity Transportation, trade and economic diversity (airports, seaports and transportation corridors Higher and K-12 educational role in supporting economic diversity and prosperity Cultural enrichment and heritage opportunities and the tourism sector Intergovernmental cooperation and regional cooperation on economic development and marketing

Environmental Stewardship Subcommittee

The purpose of the Subcommittee is to develop initial draft principles and policy recommendations related to promoting environmental stewardship as a component of achieving a sustainable Emerald Coast by 2030 for consideration by the full Committee. The Subcommittee will seek to address the key issues and areas assigned including: Water supply and water quality Natural and rural land stewardship Recreation Environmental protection Air quality Coastal ecosystem management Intergovernmental cooperation and regional cooperation on environmental issues

Subcommittee for Access to Education, Healthcare and Culture

The purpose of the Subcommittee is to develop initial draft principles and policy recommendations related to promoting environmental stewardship as a component of achieving a sustainable Emerald Coast by 2030 for consideration by the full Committee. The Subcommittee will seek to address the key regional issues and areas assigned including: Access to K-12 Education issues in the four county area Access to higher education in the four county area Access to health care and health communities in the four county area Access to culture in the four county area

Web resources for Sustainable Emerald Coast

Web Resources

Alliance for Regional Stewardship

Coastal and Aquatic Managed Areas (CAMA)
Florida Department of Environmental Protection

Committee for a Sustainable Treasure Coast

Council for Sustainable Florida

Florida Century Commission

Florida Department of Community Affairs (FDCA)

Haas Center for Business and Economic Research
University of West Florida

Northwest District
Florida Department of Environmental Protection

Northwest Florida Water Management District

West Florida Regional Planning Council (WFRPC)

Guide to Successful Local Government Collaboration in America's Regions (PDF)

Toward Regional Stewardship (PDF)

The Impact of Collaborative Planning on Governance Capacity
Working Paper, 2003, Innes & Booher (PDF)

Central Florida Visioning

myregion.org

howshallwegrow.org

Powerpoints for Sustainable Emerald Coast

PowerPoints

Click the icons download PowerPoints.
(Note: Some of these files are very large and may take a while to download)

Scenario Planning for a Sustainable Emerald Coast June 14, 2007 Added 8/8/07
Environmental Stewardship Subcommittee Chair Report June 14, 2007 Added 8/8/07
Economic Diversity and Prosperity Subcommittee Goals June 14, 2007 Added 8/8/07
Education, Heath Care, Culture Subcommittee Report June 14, 2007 Added 8/8/07
LEED for Neighborhood Development June 14, 2007 Added 8/8/07
Sustainable Growth and Development Report May 17, 2007 Added 8/8/07
Florida Planning Matrix Added 8/8/07
Presentation on CSEC to the Pensacola Bay Area Resource Council Added 8/8/07
Military Presence and Growth Planning Added 8/8/07
Santa Rosa County: Local Planning Opportunities Added 8/8/07
West Florida RPC Presentation Added 8/8/07
DCA Presentation Added 8/8/07
FDOT Transportation Corridor Presentation Added 8/8/07
Housing In West Florida Added 8/8/07
Economic Development and Prosperity Added 8/8/07
Panama City-Bay County International Airport Added 8/8/07
Florida's Great Northwest Added 8/8/07
Okaloosa Economic Development Organization Added 8/8/07
Pensacola Economic Development Organization Added 8/8/07

sustainable growth and development emerald coast resources

Regional Visioning in the State of Florida Century Commission for a Sustainable Flordia (PDF) August, 2007 Added 9/10/07
Nine Key Nuggets, Propositions And Findings (PDF and Word) June, 2007 Added 8/9/07
Scenario Planning for Emerald Coast (PDF) May, 2007 Added 8/9/07
Subcommittee Chairs Coordinating Call Summary (PDF and Word) April, 2007 Added 8/9/07
Sustainable Emerald Coast Planning Toolbox (PDF) Added 8/9/07

Resources

Maps Click the icons download documents or link to maps. (Note: Some of these maps are large files and may take a while to download.)
CSEC Atlas (PowerPoint) November 2007 Update Added 12/3/07
Assembling a Framework for Sustainable Growth & Development (PowerPoint) October 2007 Update Added 10/16/07
Map: Potential Conservation Land Acquisistions in the Emerald Coast (PDF) Added 9/20/07
Draft 2030 Framework for Sustainable Growth & Development Interactive GIS Map (Works best with the Firefox browser.)
Instructions For Using Interactive GIS Map (PDF)
Emerald Coast Satallite Map (link)
West Florida Census 1990 and 2000 with Percent Change in Population by County (PDF)
West Florida Future Land Use Projections 2010 and 2020 (PDF)

Pier Park Shopping in Panama City

hofbrau beer garden

The list continues to grow as the number of retailers increases at Pier Park on Panama City Beach. With over 100 retailers currently open, Pier Park continues to WOW locals and visitors alike.

Retailers coming soon include Aqua Gallery, AT&T, Baja Cafe Beach Hut, Crocs Footwear, Famous Footwear, Guy Harvey's Grill, Nike, Red Robin Gourmet Burgers, Runway Collection, and Polka Dots Toys & Gifts.

Baja will be next to Panera Bread and is getting close to opening with the other shortly after.

Hofbrau Beer Garden

• 
  

  

  
  

  Kicking off Bike Week and celebrating the fall season, Oktoberfest has come to Panama City Beach at Pier Park's Hofbrau Beer Garden.

  
  

  
  

  The first Oktoberfest was held in Munich, Germany in the year 1810 in honor of the Bavarian Crown Prince Ludwig's marriage to Princess Therese. The festivities began on October 12, 1810 and ended on October 17th. This was the first time that the public was ever invited to celebrate a royal wedding.

  
  

  The people of Bavaria had such a good time that the King repeated the festival annually and extended the length of the festival. Today Munich Oktoberfest stretches from the last two weeks of September through the first weekend of October and draws 6.5 million visitors.

  
  

  
  

  Specials include:

  
  

  Spanferkel (Pig Roast) - with Sauerkraut, Potato Salad & Rye Bread - $10.95

  
  

  Grill Hendl (Roast) Chicken - with Sauerkraut, Potato Salad & Rye Bread - $9.95

  
  

  Sauerbraten - Spatzle, Red Cabbage & Rye Bread - $8.95

  
  

  Brat Platter - A pile of Bavarian Dongs, Red Cabbage & Rye Bread - $8.95

  
  

  All specials served all day, every day September 19th through October 19th.

  
  

  Join Hofbrau Garden in Pier Park for Oktoberfest this year. See below for a full schedule of events.

  
  

  Friday, September 19th

  
  

  6pm Oktoberfest Opening Keg Tapping - Join us as we tap the wooden keg in the Beer Garden. Celebrate the start of Oktoberfest with FREE BEER while it lasts.

  
  

  6pm til 12am Hochsteirer - Direct from Europe. experience this traditional musical and culture show.

  
  

  Saturday, September 20th

  
  

  2pm Oktoberfest Keg Tapping - Join us as we tap the wooden keg. Celebrate Oktoberfest with FREE BEER while it lasts.

  
  

  7pm til 1am Hochsteirer - Direct from Europe. experience this traditional musical and culture show.

  
  

  Sunday, September 21st

  
  

  10am til 3pm Sunday Brunch Specials - Join us in the beer hall for our delicious Sunday brunch specials

  
  

  2pm Oktoberfest Keg Tapping -Join us as we tap the wooden keg. Celebrate Oktoberfest with FREE BEER while it lasts.

  
  

  2:30pm til 8:30pm Hochsteirer - Direct from Europe. experience this traditional musical and culture show.

  
  

  Thursday September 25th

  
  

  3pm til 6pm Beatrice and Derrol - Straight from Bavaria. Enjoy traditional German music and singing.

  
  

  6pm Oktoberfest Opening Keg Tapping - Join us as we tap the wooden keg in the Beer Garden. Celebrate the start of Oktoberfest with FREE BEER while it lasts.

  
  

  6pm til 12am Hochsteirer - Direct from Europe. experience this traditional musical and culture show.

  
  

  Friday September 26th

  
  

  3pm til 7pm Beatrice and Derrol - Straight from Bavaria. Enjoy traditional German music and singing.

  
  

  6pm Oktoberfest Opening Keg Tapping - Join us as we tap the wooden keg in the Beer Garden. Celebrate the start of Oktoberfest with FREE BEER while it lasts.

  
  

  7pm til 12am Hochsteirer - Direct from Europe. experience this traditional musical and culture show.

  
  

  Saturday September 27th

  
  

  2pm Oktoberfest Keg Tapping -Join us as we tap the wooden keg. Celebrate Oktoberfest with FREE BEER while it lasts.

  
  

  3pm til 7pm Beatrice and Derrol - Straight from Bavaria. Enjoy traditional German music and singing.

  
  

  7pm til 1am Hochsteirer - Direct from Europe. experience this traditional musical and culture show.

  
  

  Sunday September 28th

  
  

  10am til 3pm Sunday Brunch Specials - Join us in the beer hall for our delicious Sunday brunch specials

  
  

  12pm til 2:30pm Beatrice and Derrol - Straight from Bavaria. Enjoy traditional German music and singing.

  
  

  2pm Oktoberfest Keg Tapping -Join us as we tap the wooden keg. Celebrate Oktoberfest with FREE BEER while it lasts.

  
  

  2:30pm til 8:30pm Hochsteirer - Direct from Europe. experience this traditional musical and culture show.

  
  

  Thursday October 2nd

  
  

  3pm til 6pm Beatrice and Derrol - Straight from Bavaria. Enjoy traditional German music and singing.

  
  

  6pm Oktoberfest Opening Keg Tapping - Join us as we tap the wooden keg in the Beer Garden. Celebrate the start of Oktoberfest with FREE BEER while it lasts.

  
  

  6pm til 12am Hochsteirer - Direct from Europe. experience this traditional musical and culture show.

  
  

  Friday October 3rd

  
  

  3pm til 7pm Beatrice and Derrol - Straight from Bavaria. Enjoy traditional German music and singing.

  
  

  6pm Oktoberfest Opening Keg Tapping - Join us as we tap the wooden keg in the Beer Garden. Celebrate the start of Oktoberfest with FREE BEER while it lasts.

  
  

  7pm til 12am Hochsteirer - Direct from Europe. experience this traditional musical and culture show.

  
  

  Saturday October 4th

  
  

  2pm Oktoberfest Keg Tapping -Join us as we tap the wooden keg. Celebrate Oktoberfest with FREE BEER while it lasts.

  
  

  3pm til 7pm Beatrice and Derrol - Straight from Bavaria. Enjoy traditional German music and singing.

  
  

  7pm til 1am Hochsteirer - Direct from Europe. experience this traditional musical and culture show.

  
  

  Sunday October 5th

  
  

  10am til 3pm Sunday Brunch Specials - Join us in the beer hall for our delicious Sunday brunch specials

  
  

  12pm til 2:30pm Beatrice and Derrol - Straight from Bavaria. Enjoy traditional German music and singing.

  
  

  2pm Oktoberfest Keg Tapping -Join us as we tap the wooden keg. Celebrate Oktoberfest with FREE BEER while it lasts.

  
  

  2:30pm til 8:30pm Hochsteirer - Direct from Europe. experience this traditional musical and culture show.

  
  

  Thursday October 9th

  
  

  3pm til 6pm Beatrice and Derrol - Straight from Bavaria. Enjoy traditional German music and singing.

  
  

  6pm Oktoberfest Opening Keg Tapping - Join us as we tap the wooden keg in the Beer Garden. Celebrate the start of Oktoberfest with FREE BEER while it lasts.

  
  

  6pm til 12am Hochsteirer - Direct from Europe. experience this traditional musical and culture show.

  
  

  Friday October 10th

  
  

  3pm til 7pm Beatrice and Derrol - Straight from Bavaria. Enjoy traditional German music and singing.

  
  

  6pm Oktoberfest Opening Keg Tapping - Join us as we tap the wooden keg in the Beer Garden. Celebrate the start of Oktoberfest with FREE BEER while it lasts.

  
  

  7pm til 12am Hochsteirer - Direct from Europe. experience this traditional musical and culture show.

  
  

  Saturday October 11th

  
  

  2pm Oktoberfest Keg Tapping -Join us as we tap the wooden keg. Celebrate Oktoberfest with FREE BEER while it lasts.

  
  

  3pm til 7pm Beatrice and Derrol - Straight from Bavaria. Enjoy traditional German music and singing.

  
  

  7pm til 1am Hochsteirer - Direct from Europe. experience this traditional musical and culture show.

  
  

  Sunday October 12th

  
  

  10am til 3pm Sunday Brunch Specials - Join us in the beer hall for our delicious Sunday brunch specials

  
  

  12pm til 2:30pm Beatrice and Derrol - Straight from Bavaria. Enjoy traditional German music and singing.

  
  

  2pm Oktoberfest Keg Tapping -Join us as we tap the wooden keg. Celebrate Oktoberfest with FREE BEER while it lasts.

  
  

  2:30pm til 8:30pm Hochsteirer - Direct from Europe. experience this traditional musical and culture show.

  
  

  Thursday October 16th

  
  

  3pm til 6pm Beatrice and Derrol - Straight from Bavaria. Enjoy traditional German music and singing.

  
  

  6pm Oktoberfest Opening Keg Tapping - Join us as we tap the wooden keg in the Beer Garden. Celebrate the start of Oktoberfest with FREE BEER while it lasts.

  
  

  6pm til 12am Hochsteirer - Direct from Europe. experience this traditional musical and culture show.

  
  

  Friday October 17th

  
  

  3pm til 7pm Beatrice and Derrol - Straight from Bavaria. Enjoy traditional German music and singing.

  
  

  6pm Oktoberfest Opening Keg Tapping - Join us as we tap the wooden keg in the Beer Garden. Celebrate the start of Oktoberfest with FREE BEER while it lasts.

  
  

  7pm til 12am Hochsteirer - Direct from Europe. experience this traditional musical and culture show.

  
  

  Saturday October 18th

  
  

  2pm Oktoberfest Keg Tapping -Join us as we tap the wooden keg. Celebrate Oktoberfest with FREE BEER while it lasts.

  
  

  3pm til 7pm Beatrice and Derrol - Straight from Bavaria. Enjoy traditional German music and singing.

  
  

  7pm til 1am Hochsteirer - Direct from Europe. experience this traditional musical and culture show.

  
  

  Sunday October 19th

  
  

  10am til 3pm Sunday Brunch Specials - Join us in the beer hall for our delicious Sunday brunch specials

  
  

  12pm til 2:30pm Beatrice and Derrol - Straight from Bavaria. Enjoy traditional German music and singing.

  
  

  2pm Oktoberfest Keg Tapping -Join us as we tap the wooden keg. Celebrate Oktoberfest with FREE BEER while it lasts.

  
  

  2:30pm til 8:30pm Hochsteirer - Direct from Europe. experience this traditional musical and culture show.

  
  

Third annual Athena International award

Lori Kelley Receives Third Annual Athena International Award

Sept. 29, 2008 - On September 23, at the Hilton Sandestin Beach Golf Resort and Spa, Partner at the accounting firm O'Sullivan Creel, LLP; became the 2008 Athena International Award Recipient. This award was presented by Sacred Heart Hospital on the Emerald Coast; in conjunction with: the Greater Fort Walton Beach Chamber of Commerce, the Crestview Area Chamber of Commerce, the Greater Panama City Beaches Chamber of Commerce and the Walton Area Chamber of Commerce.
Athena Award recipients are selected for their professional excellence, community service and leadership, and for actively and generously assisting women in their attainment of professional excellence. Athena Award winners are those who excel in their chosen fields; devote time and energy to the community in a meaningful way, and who open paths so that others may follow. Ms. Kelley was chosen out of a field of 15 nominees.


The Athena Award program was created in 1981 and seeks to achieve a representative balance of leadership by honoring individuals and companies who assist women in achieving their full leadership potential. The prestigious Athena Award program recognizes individuals and companies on local, state, national, and international levels. More than 5,000 areas, throughout the world, participate in the program each year. The Athena Foundation, which sponsors this award, is dedicated to opening doors of leadership opportunity for women in the workplace, and beyond, and to make women of achievement more visible.

30 year mortgage rate below 6%

30-year mortgage rate below 6%

October 10, 2008

Rates on 30-year mortgages fell below 6 percent this week, the first decline in three weeks.

Freddie Mac, the mortgage company, reported that 30-year fixed-rate mortgages averaged 5.94 percent this week, down from 6.10 percent last week.

Mortgage rates have been on a roller coaster, hitting a high for the year of 6.63 percent in late July and then dropping below 6 percent in mid-September.

Rates on 15-year fixed-rate mortgages dropped to 5.63 percent, compared to 5.78 percent last week.

Rates on five-year adjustable-rate mortgages fell to 5.90 percent from 6.00 percent last week.